Our Mission & Architecture

Engineering Freedom in Global Payments

For over two decades, NMI has been the quiet force behind billions in electronic commerce, enabling independent software vendors, ISOs, and fintech pioneers to orchestrate transactions without processor friction.

2000
Year Founded

Over 25 years of continuous gateway engineering.

280K+
Active Merchants

Powering businesses in retail, medical, and SaaS.

$200B+
Processed Annually

Enterprise-grade transaction throughput daily.

200+
Acquiring Networks

Direct connections to processors across the globe.

Who We Serve

A Platform Built to Break Monolithic Payment Monopolies

Legacy payment gateways often bind merchants and partners into closed software silos. If processing terms change or rates skyrocket, migrating saved cards and switching processors is usually penalized or made technically impossible.

NMI was founded on a contrary philosophy: complete payment neutrality. Our customer vaults, API endpoints, and hardware drivers are fully detached from individual processing banks, putting complete ownership of data back into the hands of our partners.

For Software Platforms (ISVs)

Embed checkout workflows with Collect.js or SDKs, turn payments into a recurring revenue stream, and minimize PCI scope instantly.

For ISOs & PayFacs

White-label the entire portal interface with your logo and domain, automate residual splits, and board accounts within minutes via IRIS CRM.

Uncompromising Compliance Standards

Every packet traversing our routing mesh complies strictly with PCI-DSS Level 1 specifications. We operate SOC 1 Type II and SOC 2 Type II certified environments, enforcing tokenization at the absolute edge of intake.

Omnichannel Unified Ledger

Accept a contactless tap at an in-store counter, authorize an in-app subscription renewal, and reconcile both transactions in a solitary unified reporting pane.

Our Global Operations

Strategically distributed facilities housing our engineering, operations, and support specialists.

Illinois (Global HQ)

201 Mittel Dr, Wood Dale, IL 60191, United States

Executive Leadership & Core Gateway Operations

Utah Technology Center

Salt Lake City Metropolitan Area, UT, United States

Developer Experience, Core SDKs & API Services

European Headquarters

Bristol, BS1, United Kingdom

Cross-Border Clearing & EMEA Partner Relations

Ready to Integrate or Log In?

Access your production environment or consult with our solutions architects today.